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IRA's & Pension Plans

Investing in Real Estate in Your Retirement Plan

With lower interest rates on fixed-income investments and a volatile stock market, many individuals and companies are seeking alternative investments for their retirement plans. MNM invites you to consider investing in debt-free real estate in your IRA, Keogh, Profit Sharing, Money Purchase or Defined Benefit Plan.

Most custodians for IRA accounts do not allow direct ownership of real estate or mortgages as an investment alternative. Most likely, you will need to do a tax-free trustee-to-trustee transfer of your IRA to a self-directed IRA account. Even if you think you have a self-directed IRA you probably don’t! Your self-direction is almost certainly limited to investments the sponsoring custodian offers.

Self-direction of retirement plan investments means that you decide on the investments you wish to make in your retirement plan. Truly self-directed plans permit you to direct the trustee or custodian of your IRA or Keogh plan to make any investment permitted by law. In a self-directed retirement plan, you can allocate your funds between stocks, bonds, certificates of deposit, mutual funds, annuities, and real estate–all in one account. To receive information on self-directed retirement plans…